Appetizers

Olive Cheese Bread

Crusty French bread piled with a creamy, cheesy olive spread — Monterey Jack, sour cream, butter, green onions and two kinds of olives — baked until melty and broiled until golden. Minimal ingredients, maximum disappearing speed.

By Hanan · Salt & Hearth

Published July 20, 2026 · Updated July 27, 2026

Full quantities, times and temperatures · How we make this site

Olive Cheese Bread

Prep

10 min

Cook

25 min

Total

35 min

Serves

10

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This is the appetizer that disappears before you've even set out napkins — crusty French bread slathered in a briny, creamy mash-up of sour cream, butter, Monterey Jack, and two kinds of olives, baked until it's bubbling and finished under the broiler for those deep golden edges. It tastes like garlic bread and olive tapenade had a baby, with a salty, tangy punch that cuts through all that melted cheese. Make it for game day, a casual wine night, or as the thing you throw in the oven while everyone's standing around your kitchen waiting for dinner. It comes together in the time it takes the oven to preheat, and it's the kind of snack that gets people fighting over the crispy end pieces.

Why you'll love this recipe

  • Five-minute mix, no cooking required until it bakes
  • Briny olives balance rich, melty Monterey Jack perfectly
  • Broiler gives you crispy, golden, craveable edges
  • Feeds a crowd off just one loaf of bread
  • Leftover spread makes an incredible grilled cheese

Ingredients

Olive Cheese Bread ingredients

Olive cheese spread

  • 6 oz full-fat sour cream
  • 4 tbsp butter, softened
  • 1/4 tsp garlic powder
  • 7 oz green olives, drained and sliced
  • 6 oz black olives, drained and sliced
  • 8 oz shredded Monterey Jack cheese
  • 1/4 cup thinly sliced green onions
  • Kosher salt and fresh cracked pepper

Bread

  • 1 loaf French bread (8–10 oz)
  • Fresh parsley, for garnish

Ingredient notes & substitutions

Sour cream:
Stick with full-fat — light or fat-free versions release too much water and make the topping soggy instead of creamy.
Monterey Jack:
Shred it yourself if you can, since pre-shredded cheese has anti-caking coatings that keep it from melting as smoothly.
Green and black olives:
Using both gives you a rounder, less one-note briny flavor — feel free to swap in kalamatas for more punch.
French bread:
Look for a sturdy, wide loaf so it holds up under the weight of the topping without turning mushy.
Butter:
Make sure it's truly softened (not melted) so it blends into a smooth base rather than sitting in greasy pools.
Green onions:
Slice thin and use both white and green parts for a mild bite that doesn't overpower the olives.

Method

  1. 1

    Heat the oven to 350°F (175°C). Stir the sour cream, softened butter and garlic powder with a large pinch of salt and pepper in a medium bowl until mostly smooth. Add the Monterey Jack and green onions and stir until well combined. Fold in the sliced green and black olives. Slice the French bread in half widthwise, then split each piece lengthwise so you have four long pieces. Divide the olive mixture between the four pieces, spreading it evenly over the cut sides. Bake 20–25 minutes, until the cheese is melted and the ends turn golden. Broil 1–2 minutes until the top is deep golden brown, then slice, scatter with parsley and serve hot.

    Olive Cheese Bread — step 1
  2. 2

    heese is melted and the ends turn golden. Broil 1–2 minutes until the top is deep golden brown, then slice, scatter with parsley and serve hot.

    Olive Cheese Bread — step 2
  3. 3

    Bon appetit

    Olive Cheese Bread — step 3

Tips

  • Watch the broiler like a hawk — golden to burnt takes about 20 seconds.
  • Full-fat sour cream matters here; light versions make the topping watery.
  • Leftover spread keeps 2 days in the fridge and doubles as an epic grilled-cheese filling.

Variations to try

  • Swap Monterey Jack for pepper jack or sharp cheddar for a spicier or tangier bite
  • Add a few tablespoons of grated Parmesan into the mixture for extra savory depth
  • Stir in a pinch of red pepper flakes or a dash of hot sauce if you like heat
  • Use a French baguette split into shorter pieces for individual party-sized portions

Storage & make-ahead

Leftover baked bread is best eaten the same day, but you can wrap slices tightly and refrigerate for up to 2 days, then reheat in a 350°F oven until warmed through and the cheese is melty again. If you have leftover unbaked olive spread, store it in an airtight container in the fridge for up to 2 days — it's fantastic as a grilled cheese filling or spread on crackers. This dish doesn't freeze well once assembled since the sour cream and cheese mixture can separate and turn grainy after thawing.

Frequently asked questions

Can I make the olive topping ahead of time?
Yes, mix the sour cream, butter, cheese, olives and green onions up to a day ahead and store it covered in the fridge, then spread it on the bread and bake right before serving.
Why is my topping runny instead of creamy?
This usually happens if you used light sour cream or didn't drain the olives well enough — pat the olives dry with a paper towel before folding them in.
Can I use a different type of bread?
A sturdy Italian loaf or ciabatta works well too, just make sure it's thick enough to hold the topping without getting soggy in the middle.
How do I know when it's done under the broiler?
You're looking for deep golden brown spots across the top, which usually takes just 1–2 minutes — stay at the oven the whole time since it can go from perfect to burnt in about 20 seconds.
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